The use of insurance as a tool for
leveraging risk has evolved dramatically since its introduction in the
late 1700’s. Once regarded as a “necessary evil” and the “conservative
man’s expense,” insurance has become an integral part of intelligent
business and personal financial planning. At once it represents
stability, continuity, preservation of assets or income, and a
definitive hedge against unexpected events.
This site is devoted to you, the consumer. Please visit
us often. We encourage your remarks in helping us meet your insurance
needs. Our intention is not to sell you something, rather to build a
relationship with you, to act as your counselor in same way that your
attorney, tax advisor or financial planner works with you. We hope
this site can answer many of the questions you may have about personal
and business insurance.
insurance should be customized to the needs of each individual and
should not be sold as a package where “one size fits all”. Many of
today’s insurance products are marketed as the answer to everyone’s
needs. Insurance, not unlike retirement planning and tax preparation,
is individual in its very nature. The right insurance program could
not only save you money, but it could avert financial disaster when
unexpected events occur.
We invite you to explore our website and
welcome your comments. You can use our Customer
Service Page to send us requests for changes on your
policy, inquire about an insurance matter that concerns you, to
request a copy of your policy, or to simply contact us.